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  <title>Is the 4% Rule Still Relevant? </title>
  <description>The guy who invented the concept of the “4% percent” rule thinks it’s too early to cut the withdrawal rate to 3% because of today’s volatile markets.&amp;amp;nbsp;&amp;amp;nbsp; Bill Bengen feels it would take a “catastrophic” set of circumstances before people reduce their withdrawal rate.&amp;amp;nbsp; Hear Steve's strategy about how much to take from retirement accounts during this economy and how he can help you protect and grow your income despite current market climate.&amp;amp;nbsp; An article in the Wall Street Journal talked about now being a great time to do a conversion to an after-tax Roth IRA.&amp;amp;nbsp; The reason is the value of assets are down in a bear market.&amp;amp;nbsp; And so are the taxes on a Roth IRA, opening the door for further growth and tax-free withdrawals.&amp;amp;nbsp; But is this for everyone?&amp;amp;nbsp; Call Steve today for a Comprehensive Retirement Review!&amp;amp;nbsp;&amp;amp;nbsp; </description>
  <author_name>The Aul Financial Hour: Your Money Matters</author_name>
  <author_url>http://www.yourmoneymattersstl.com</author_url>
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