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  <title>Ep 9: Top 7 Mortgage Tips</title>
  <description>What should future home buyers know? On today’s episode, we discuss the top 7 mortgage tips out there and how they apply to the home buying process. Don’t let a non-exceptional credit score prevent you from applying for a mortgage. Even with a perfect score, you may be facing higher interest rates in the near future. Just like when you are shopping for a car, look around and get multiple quotes. If you’re in the process of buying a house or refinancing it’s best to hold off on other big purchases. We explore prequalification versus preapproval, mortgage rates, down payments, and more. &amp;amp;nbsp; TIMESTAMPS:&amp;amp;nbsp; 0:40 – Non-exceptional credit score 2:33 – Get multiple quotes 4:22 – Don’t make large purchases 6:25 – Prequalification and pre-approval 9:15 – Small increase in mortgage rates 10:30 – Increasing or decreasing down payment 12:05 – Agent and lender communication &amp;amp;nbsp; CONTACT:&amp;amp;nbsp; Schedule a time to meet with Bill&amp;amp;nbsp;here. Visit the Smart Mortgage Show&amp;amp;nbsp;website&amp;amp;nbsp;for more podcasts, videos and info. Call: 484-352-4151. Visit LendUS® on the&amp;amp;nbsp;web. </description>
  <author_name>Smart Mortgage Show with Bill Litton</author_name>
  <author_url>https://smartmortgageshow.com/</author_url>
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