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  <title>Ep 9: 5 Classic Pre-Retiree Mistakes</title>
  <description>Everyone gets tripped up by mistakes in retirement planning and sometimes they’re unavoidable. But many times we see pre-retirees make bad decisions that hurt their financial future and they could have steered clear of these with a little assistance. Let’s look at the classic mistakes that we see before answering a few mailbag questions. &amp;amp;nbsp; Read more and get additional financial resources here:  https://retirementhuddle.com/podcast/ep-9-5-classic-pre-retiree-mistakes/179/&amp;amp;nbsp; &amp;amp;nbsp; Today's show schedule:&amp;amp;nbsp; 0:59 – Investing at age 59 the same way you’re investing at 39. 2:42 – Starting Social Security without a plan. 3:58 – Focusing on tax preparation but not tax planning. 4:57 – Assuming that most of your retirement healthcare needs will be met by Medicare. 5:51 – Taking on additional risk to try and make up for lost time. 6:43 – Mailbag Question: Is it better to work with an advisor that charges an hourly fee or someone who charges a management fees based on percentage of assets? 8:08 – Mailbag Question: Is it a good idea to avoid IRA withdrawals this year and live off Social Security and bank account to avoid paying any taxes? 9:26 – Mailbag Question: I’m nervous about how much money I have in the market. How much should I have in my 50s? </description>
  <author_name>The Retirement Huddle</author_name>
  <author_url>http://retirementhuddle.libsyn.com/website</author_url>
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