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  <title>Mastering Money 05-28-15</title>
  <description>Twenty years ago, investors found themselves in the middle of the biggest and longest sustained bull market of all time which began in 1983 and came to a halt in the spring of 2000. Those who retired in 1999 received a shock over the next 10 years. A bad sequence of returns followed and the S &amp;amp;amp; P ran negative for a decade. Those who started withdrawing 5% or 6% from their investment portfolios could have been down by 70% by 2009. Those with pensions and annuities were unaffected. Their income continued without a hitch. To add to the problem, interest rates on safe bonds fell from their long term &amp;quot;normal&amp;quot; in the 5% to 9% range, down to 2%. In segment 2, &amp;amp;nbsp;we talk about viewpoints from one of the foremost authors on retirement planning, Dr. Moshe Milevsky with York University in Canada, best selling author of &amp;quot;Pensionize Your Nest Egg.&amp;quot; &amp;amp;nbsp;Dr. Milevsky joins the A-Team in segment 3 for the Q &amp;amp;amp; A for a lively discussion of pressing topics for retirees.</description>
  <author_name>THINK Retirement NOW. ™</author_name>
  <author_url>https://thinkwealthadvisory.com/podcasts/</author_url>
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