{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Episode 6 Mike Alea with FBC Mortgage - Florida Lender","description":"Mike, a native Floridian, grew up in Ybor City, where his Grandfather worked as a Master Cigar Roller. Then he worked in Alaska for a couple of years before moving back to Florida settling down in Pinellas County. Mike loves the \u201ckickback\u201d lifestyle that\u2019s associated with Florida. \u201cIt\u2019s the only place you can go to work in a casual shirt and flip-flops and that\u2019s considered normal\u201d Mike says. He recently made a trip to Cuba where his wife was born. \u201cIt\u2019s like stepping back in time\u201d stated Mike, \u201cIt\u2019s a wonderful place full of rich culture.\u201d  In lending for over 31 years he has seen many changes in the mortgage industry. Most recent is the new TRID regulations to help disclose fees to the borrower. \u201cIt has added about two weeks to all closings\u201d stated Mike \u201cBut it\u2019s not all bad.\u201d Lending in Florida is much different than most states and Florida has different lending practices depending if you\u2019re in the North, Central or Southern region. Mike is very knowledgeable about all aspects of Mortgage Financing from the simplest straight forward loan to the very complex, multiple income stream borrower.  Tip from Mike for Becoming Floridian is \u201cBecome an Explorer.\u201d \u201cFlorida has a lot to do down here, don\u2019t limit your experience just to Orlando and Disney because there\u2019s many more sights to see and enjoy.\u201d  If you need a lender in Florida, Mike Alea with FBC Mortgage is someone you need to contact. He can provide Pre-Approval Letters within 24 hours and the process is now online so no need to take time away from your vacation or make an extra trip down here, but now that I think about it, that\u2019s not such a bad idea after all.  Mentioned in this Episode:  FBC Mortgage  Ybor City  T.R.I.D.  Longboat Key ","author_name":"Becoming Floridian - Podcast","author_url":"http:\/\/becomingfloridian.com","html":"