{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"MYGA-2-SPIA\u2026Income Rider\u2026or DIA?: Shootin\u2019 It Straight With Stan","description":"Planning to turn savings into lifetime income later? This episode compares three strategies and argues for evaluating them by the contractual guarantees they provide\u2014not by projected returns or sales pitches.   In this episode, The Annuity Man discussed:  The \u201cPILL\u201d purposes of annuities Questions to clarify income goals and timing Income riders and their contractual guarantees Deferred income annuities and QLACs MYGA-to-SPIA as a way to defer an income decision   Key Takeaways:  Start by defining what the money should contractually do and when the guarantees should begin. For future lifetime income, compare an income rider, a deferred income annuity, and a MYGA-to-SPIA strategy. No single strategy is best for everyone; the right comparison depends on the goal and whether the income needs to be locked in now. Evaluate guarantees separately from an indexed annuity\u2019s non-guaranteed returns. Compare options and understand their trade-offs rather than being steered toward just one product.   "If you just look at the contractual guarantees, you're going to be fine." \u2014  Stan The Annuity Man   Connect with The Annuity Man:  Website: http:\/\/theannuityman.com\/  Email: Stan@TheAnnuityMan.com  Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"Fun With Annuities\u00ae - The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"