{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Don\u2019t Drink the Annuity Inflation COLA: Fun With Annuities","description":"Can an annuity truly keep up with inflation\u2014or is that just a sales pitch? Stan challenges common claims about COLAs and indexed annuities, and explains his approach to covering a specific income shortfall when it arises. &amp;nbsp;&amp;nbsp; In this episode, The Annuity Man discussed:&amp;nbsp;   Annuity COLAs and reduced starting payments   Social Security\u2019s cost-of-living adjustment   Indexed annuities and income riders   Personal inflation and income gaps   Reverse-engineering quotes for needed income   &amp;nbsp; Key Takeaways:&amp;nbsp;   A lifetime-income increase through an annuity COLA comes with a lower initial payment.   A rising index does not necessarily mean an indexed annuity will deliver market returns or higher income.   Inflation affects people differently, so a general-purpose solution may not match an individual\u2019s needs.   One approach discussed is to calculate the amount needed to fill a specific income gap and price an annuity for that amount.   Evaluate annuities by their contractual guarantees, not by hypothetical returns or sales promises.   &amp;nbsp; &quot;Never buy an annuity for hypothetical, theoretical, backtested, promised returns.&quot; \u2014&amp;nbsp; Stan The Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator!&amp;nbsp; ","author_name":"Fun With Annuities\u00ae - The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/43150348\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/43150348"}