{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Title Insurance Explained Lender Policy vs Owner Policy","description":"Enroll in courses here: https:\/\/www.albertarealestateschool.com\/shop\/ or call our Success Team at : 587-936-7779 What\u2019s the difference between Lender Title Insurance and Owner Title Insurance? &amp;nbsp; Lender Policy A lender title insurance policy protects the mortgage lender\u2019s interest in the property. It helps protect the lender against certain title-related risks such as: \u2714\ufe0f Fraud or forgery \u2714\ufe0f Title defects \u2714\ufe0f Registration errors \u2714\ufe0f Unknown liens or ownership issues This policy protects the lender\u2019s mortgage, not the homeowner. Owner Policy An owner title insurance policy protects the property owner. It can help cover losses related to certain title issues affecting ownership, such as: \u2714\ufe0f Title fraud \u2714\ufe0f Boundary or survey issues (depending on coverage) \u2714\ufe0f Title defects \u2714\ufe0f Certain encroachments or undiscovered title problems The key difference: Lender Policy = protects the lender\u2019s mortgage interest Owner Policy = protects the homeowner\u2019s ownership interest Understanding title insurance is an important concept in real estate and mortgage education. #AlbertaRealEstateSchool #PassYourRECAExam #HowToBecomeARealtorInAlberta #HowToBecomeAMortgageBrokerInAlberta #RealEstateEducation ","author_name":"Alberta Real Estate Tutor","author_url":"http:\/\/albertarealestateschool.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/43086658\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/43086658"}