{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Should You Retire at a Market All-Time High? Sequence Risk &amp; the Irish ARF","description":"Should you retire with the market at an all-time high? In Ireland, the record level feels dangerous, but it is not the risk that decides your outcome. In this episode, Paddy asks whether retiring at an all-time high is really the risk Irish savers fear, or whether the thing that decides your outcome is something else entirely. &amp;nbsp; What you'll learn: \u2022 Why all-time highs are common, not a warning: global equities sit at or near record highs on roughly a third of trading days \u2022 What Japan's lost decades really warn against: concentration in one market, not equities themselves \u2022 A sequence-of-returns case study: how two retirees with the same \u20ac1.2m and the same average return finished \u20ac1.25m apart \u2022 The Irish nuance: why Revenue's imputed distribution makes the buffer inside your ARF matter more than any market call &amp;nbsp; If you're within a couple of years of drawing down, and the timing has you worried, this episode is for you. &amp;nbsp;  \ud83c\udf99\ufe0f Full podcast episode and \ud83d\udcd6 Blog: www.informeddecisions.ie\/post\/should-i-retire-at-all-time-highs-ireland \ud83d\udcca Want to check where you are? Try our free 10-minute Retirement Readiness Scorecard: https:\/\/www.informeddecisions.ie\/pension-calculator \ud83d\udcc5 Find out how we work: https:\/\/www.informeddecisions.ie DISCLAIMER This content is for general educational purposes only and does not constitute personalised financial advice. Everyone's situation is different. Always speak to a qualified, independent advisor before making pension or investment decisions. Tax rules and pension regulations change; figures quoted are accurate at time of recording.  #PensionIreland #RetirementPlanningIreland #SequenceOfReturnsRisk #StockMarketAllTimeHigh #ARFIreland ","author_name":"Informed Decisions: Ireland's Independent Retirement Planning Podcast","author_url":"https:\/\/www.informeddecisions.ie","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42616990\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/205607460"}