{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Part 3: Think You Don\u2019t Need Flood Insurance? The Truth Every Florida Homeowner Should Know | Part 3","description":"Think your home is safe because it isn\u2019t in a \u201chigh-risk\u201d flood zone? That assumption could cost you everything. In Part 3 of our flood insurance series, Katrina Madewell sits down with Triton Insurance Agency to uncover what Florida homeowners need to understand before the next major storm. The truth is, every Florida property is located in a flood zone, the real question is whether your lender requires flood insurance. We discuss how new construction, disappearing wetlands, outdated drainage systems, overwhelmed retention ponds, and Florida\u2019s rapidly changing landscape are increasing flood risks\u2014even in areas that have never flooded before. You\u2019ll also learn: \u2022 Why homeowners insurance does not cover rising floodwater \u2022 What living in Flood Zone X really means \u2022 Why a federal NFIP policy may not provide enough coverage to rebuild \u2022 How the NFIP\u2019s $250,000 building limit compares with Tampa Bay home values \u2022 Why decades without flooding do not guarantee your home is safe \u2022 How private flood insurance may provide additional protection \u2022 The serious health and safety risks hidden in floodwater Don\u2019t wait until water is approaching your front door to find out what your insurance actually covers. Review your policy, understand your limits, and make sure your protection reflects today\u2019s Florida\u2014not the Florida of 30 years ago. Subscribe to Tampa Home Talk for honest conversations about Florida real estate, insurance, homeownership, finance, and protecting what you\u2019ve worked hard to build. Love where you live, or let Katrina fix it! ","author_name":"Tampa Home Talk Radio","author_url":"https:\/\/sites.libsyn.com\/88548\/site","html":"