{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Tariffs, Bond Yields and Your Canadian Mortgage \u2014 Market Update","description":"A 50% tariff is going in. Canada is matching it dollar for dollar as&amp;nbsp;of September 8.&amp;nbsp;And the bond market moved the same morning the news landed. In this episode Stephen Green connects the trade-war headlines to the number that actually shows up on your mortgage statement.  IN THIS EPISODE:  \u2022 The 50% tariff, where the negotiation broke down, and Canada's dollar-for-dollar response \u2022 Why the provinces are willing to play ball \u2014 but only within reason \u2022 Bond yields dropped, and why fixed mortgage pricing follows the bond market \u2022 Monoline lenders repriced last week, the big banks held, one moved the other way \u2022 Pre-approvals, holds, and float-down monitoring \u2014 broker side versus bank side \u2022 Tariffs as an inflationary force and what that means on the variable side \u2022 Inflation at 3% \u2014 and the fuel story sitting underneath the headline \u2022 The Bank of Canada's&amp;nbsp;September 2&amp;nbsp;meeting and why a knee-jerk move is unlikely \u2022 Waterloo Region and London \/ St. Thomas: prices are declining year over year \u2022 The seller who turned down $900,000 chasing $950,000 in a falling market \u2022 Why a disconnected realtor, broker and lawyer is how good deals die \u2022 Renewals: there are no bad mortgage products, only bad recommendations  KEY TAKEAWAYS:  1. Fixed mortgage pricing tracks the bond market. Watching bonds is watching your mortgage. 2. Get pre-approved and get a hold in place \u2014 then make sure somebody is actually monitoring it for you. 3. Headline inflation and the story underneath it are two different things. 4. Know the market you are selling into. Yesterday's offer is not coming back on its own. 5. Your realtor, broker and lawyer need to be on the same email chain. That is what closes files.  If this episode was useful, follow the show and leave a five-star review \u2014 it helps other Canadian homeowners find it.  Watch the full episode on YouTube:&amp;nbsp;https:\/\/www.youtube.com\/channel\/UCZwLHIk2V8EIkDeRVx4EjwA  Apple Podcasts:&amp;nbsp;https:\/\/podcasts.apple.com\/us\/podcast\/the-green-effect-podcast\/id1434969273  Spotify:&amp;nbsp;https:\/\/open.spotify.com\/show\/6iKdA4EY2crIuYymE9SZd9  Website:&amp;nbsp;https:\/\/thefinancialcollective.ca Instagram:&amp;nbsp;https:\/\/www.instagram.com\/sgmortgageadvice\/ LinkedIn:&amp;nbsp;https:\/\/www.linkedin.com\/in\/sgmortgageadvice\/  Facebook:&amp;nbsp;https:\/\/www.facebook.com\/SGMortgageAdvice  Questions? Call 519-500-1789 or email&amp;nbsp;stephen@thefinancialcollective.ca  Stephen Green, Mortgage Broker \u2014 The Financial Collective | Better Mortgage Choice, FSRA Lic. #13496  General information and commentary only. Not financial advice. No guarantees of any kind. ","author_name":"The Green Effect Podcast","author_url":"http:\/\/thegreeneffect.libsyn.com\/website","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42542065\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/42542065"}