{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Do Not Fund Your Agent\u2019s Incentive Trip: Shootin\u2019 It Straight With Stan","description":"In this episode, Stan The Annuity Man pulls back the curtain on how annuity incentive trips can quietly distort recommendations\u2014and how to protect yourself from funding your agent\u2019s next vacation. Discover why focusing on contractual guarantees, not sales gimmicks, is the only way to buy annuities on your terms.    In this episode, The Annuity Man discussed:  Incentive trips and conflicts of interest in annuity sales Fiduciary mindset and putting client interests first Why annuities should be evaluated by contractual guarantees only Using online tools to compare annuity carriers and rates anonymously The PILL framework and simplifying annuity decision-making   Key Takeaways:  Incentive trips create a powerful misalignment between what\u2019s best for the client and what\u2019s most lucrative for the agent, often steering people into the wrong annuity products. The only legitimate \u201cagenda\u201d in any annuity recommendation should be finding the highest contractual guarantees that match a client\u2019s goals and timeline. Acting like a fiduciary\u2014putting the client\u2019s interests ahead of commissions and perks\u2014should be the baseline standard for anyone selling financial products. Annuities are commodity products whose quotes change frequently, so broad claims about a single \u201cbest\u201d product are misleading and potentially fraudulent. Consumers gain power when they can anonymously compare annuity options, focus on contractual guarantees, and ask just two key questions: what they want the money to do, and when those guarantees should start.   "You only ask two questions when considering annuity: What do you want the money to contractually do? When do you want those contractual guarantees to start?" \u2014  Stan The Annuity Man   Connect with The Annuity Man:  Website: http:\/\/theannuityman.com\/  Email: Stan@TheAnnuityMan.com  Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"Fun With Annuities\u00ae - The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"