{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Your $135,000 Retirement Risk","description":"The 2025 Milliman Long-Term Care Index put a number on long-term care: $135,000, the lump-sum amount an average 65-year-old would need to set aside today to cover the expected lifetime cost of long-term care. But there are some details you need to know that make up that number. About half of those who need paid long-term care only do so for less than a year (averaging $30,000 in total cost). The other half need care for more than 5 years at an average of $665,000. $135,000 is just the average. We will also take a question with multiple millions wanting to know if he should buy long-term care insurance or self-fund? Resource:&amp;nbsp;  Article by Christopher Giese, Annie Gunnlaugsson, Evan Pollock, and Kevin Brown: 2025 Milliman Long-Term Care Index  &amp;nbsp; Connect with Benjamin Brandt:  Subscribe to the This Week in Retirement: http:\/\/thisweekinretirement.com Get the Retire-Ready Toolkit: http:\/\/retirementstartstodayradio.com Work with Benjamin:&amp;nbsp;https:\/\/retirementstartstoday.com\/start  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or&amp;nbsp;iHeart &amp;nbsp; ","author_name":"Retirement Starts Today","author_url":"https:\/\/retirementstartstodayradio.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42467990\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/385b83\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/42467990"}