{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":300,"width":600,"title":"The Retirement Time Bomb Property Investors Can\u2019t Ignore | Simon Kuestenmacher","description":" What if the greatest financial risk facing you isn\u2019t the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does?   Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they\u2019ll stop working somewhere around 65 and need enough money for perhaps 15 or 20 years.   But if you live into your 90s or even reach 100, your retirement could last 30 or 35 years. That means decades of rising living costs, healthcare expenses and inflation gradually eroding the purchasing power of your money.   Suddenly, a superannuation balance that once seemed substantial may be nowhere near enough.   Living longer is clearly good news, but it changes the financial equation. You\u2019re likely to need a larger asset base, multiple streams of income and a wealth strategy extending well beyond superannuation alone.   Property will have an important role to play, both through owning your home and by holding carefully selected investment assets capable of growing in value and producing income over the long term.   In today\u2019s show, I chat with Simon Kuestenmacher about how increasing longevity will change retirement, employment, housing, relationships and the way Australians should invest.   We unpack why the old idea of stopping work at 65 is becoming outdated for more and more people.   We discuss how a longer retirement means your money needs to stretch across decades of living costs and healthcare.   We explore why property will play a bigger role in building income, security, and long-term financial flexibility.   We look at how ageing Australians will reshape housing demand, aged care, relationships, and the kinds of homes people need.   Takeaways   \u2022 Australians may need a much larger asset base to fund a 35-year retirement. \u2022 Living longer increases healthcare costs, making inflation a bigger threat to savings. \u2022 Property can provide long-term income and capital growth across extended retirement years. \u2022 Semi-retirement is becoming more common as people ease out of full-time work. \u2022 Employers will need more flexible roles to keep older workers engaged. \u2022 Ageing populations increase demand for downsizers, retirement villages, and aged care. \u2022 Family homes may stay off the market longer as owners live there into their nineties. \u2022 More Australians will need adaptable housing with rails, showers, and step-free access. \u2022 Strong friendships and social connection reduce loneliness and protect mental health in later life. \u2022 A longer life rewards people who keep learning, stay active, and plan strategically.   Links and Resources:   Answer this week\u2019s trivia question here - https:\/\/www.propertytrivia.com.au\/ \u2022        Win a hard copy of How To Grow a Multi-Million Dollar Property Portfolio in your Spare Time? \u2022        Every entry receives a copy of a fully updated Property Report.   Michael Yardney http:\/\/michaelyardney.com\/   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Simon Kuestenmacher: Australia\u2019s leading demographer and partner in the Demographics Group.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher \u2013 just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Australian property market doesn\u2019t move in isolation - it\u2019s shaped by demographics, economic forces and long-term structural trends.   The Michael Yardney Podcast dives into: \u2022 Australian economic outlook \u2022 Demographic trends shaping housing demand \u2022 Population growth and migration impacts \u2022 Housing affordability debates \u2022 Interest rates and inflation \u2022 Supply shortages and construction cycles \u2022 Government policy and property markets \u2022 Future trends in Australian real estate \u2022 Strategic property investment planning   If you want to understand what\u2019s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy.   Explore more at:https:\/\/propertyupdate.com.auhttps:\/\/metropole.com.au ","author_name":"Property Investment & Wealth Creation Australia | The Michael Yardney Podcast","author_url":"https:\/\/michaelyardneypodcast.com.au","html":"