{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Are You Surfing Beside a Stock Market Cruise Ship: Fun With Annuities","description":"Are you \u201csurfing beside a cruise ship\u201d in today\u2019s all\u2011time\u2011high stock market, hoping you don\u2019t get sucked under when the next downturn hits? In this solo episode, Stan the Annuity Man breaks down how to use annuities to lock in lifetime guarantees, build an income floor, and stop confusing a bull market with financial genius. &amp;nbsp; In this episode, The Annuity Man discussed:&amp;nbsp;   Current stock market euphoria and AI-driven highs   The \u201csurfing beside a cruise ship\u201d risk metaphor   What annuities are actually good for (PILL framework)   The annuity industry\u2019s monopoly on lifetime income   Building an income floor and avoiding growth-focused annuity traps   &amp;nbsp; Key Takeaways:&amp;nbsp;   Markets at all\u2011time highs can feel effortless, but that \u201ceasy money\u201d environment can quickly reverse, especially when driven by hype cycles like artificial intelligence.   Annuities should be used to provide contractual guarantees\u2014such as principal protection and lifetime income\u2014not to chase stock market\u2013like growth.   Before buying any annuity, you should clearly define what you want the money to contractually do and when those guarantees must start.   The real, underused power of annuities is their ability to provide guaranteed income for as long as you live, something no standard market product can replicate.   Establishing a non\u2011market\u2011correlated income floor first allows you to ride market waves more confidently without panicking or selling at the worst possible time.   &amp;nbsp; &quot;If you buy them for growth, you're a fool. Annuities, never buy them for market growth. Go buy the market.&quot; \u2014&amp;nbsp; Stan The Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42441405\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/42441405"}