{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Mortgage Red Flags, ARM Loans, Escrow Accounts, &amp; What NOT to Do Before Closing, with Jordan Nutter (Ep. 281)","description":"Most buyers never see the new construction tax trap coming \u2014 until their mortgage jumps $800 overnight. Today we're breaking it all down with no fluff. Mary Jo Irmen sits down with Jordan Nutter, VP of Creator Collective at NFM Lending, for a deep-dive on exactly what lenders don't volunteer \u2014 from hidden fees and escrow traps to what you absolutely cannot do with your Social Security number before closing. Whether you're buying your first home or your fifth, this episode will change how you approach your next mortgage. \ud83d\udccc EPISODE BREAKDOWN: 0:00 \u2013 Teaser: When a mortgage jumps $800\/month 1:45 \u2013 Meet Jordan Nutter (VP, NFM Lending) 4:00 \u2013 First-Time Homebuyer 101: Is your rent already a mortgage? 7:00 \u2013 The new construction tax trap most lenders exploit 11:25 \u2013 Hidden lender fees: origination, discount points, what's real 15:00 \u2013 How to compare lenders (and pick BEFORE going under contract) 17:00 \u2013 Loan servicing &amp;amp; sold mortgages: what happens after you close 22:35 \u2013 The Rocket Mortgage &amp;amp; realtor kickback warning 28:15 \u2013 Escrow accounts: should you waive yours? 31:35 \u2013 What NOT to do before closing (the SSN rule that saves your loan) 38:43 \u2013 Jumbo loans explained 41:10 \u2013 ARM loans: when they save you and when they destroy you 45:17 \u2013 Assumable mortgages: the buyer's secret weapon right now 49:29 \u2013 How to reach Jordan + free consultation \ud83d\udd17 FIND JORDAN NUTTER: \ud83d\udcf1 Instagram, Facebook, YouTube &amp;amp; TikTok: @anotherhomeloan \ud83d\udcac Free consultation (no charge for the call): schedule through her social profiles \ud83d\udce9 CONTACT MARY JO: maryjo@withoutthebank.com&amp;nbsp; \ud83d\udd14 New episodes drop weekly. Hit Subscribe so you never miss one. #mortgage #firsttimehomebuyer #homebuying #withoutthebank #mortgagetips Audio Production by Podsworth Media - https:\/\/podsworth.com&amp;nbsp; ","author_name":"Without the Bank Podcast","author_url":"https:\/\/withoutthebank.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42344895\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/204850845"}