{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":300,"width":600,"title":"PART 2: Florida Down Payment Assistance Programs Explained (2026) | How to Buy a Home with Little Money Down","description":"Think you need 20% down to buy a home? Think again. In this episode of Tampa Home Talk, Katrina Madewell sits down with mortgage expert Sarah Nair to break down Florida's most popular down payment assistance programs. Learn how Florida Housing can help qualified buyers purchase a home with little money out of pocket, the differences between Standard Bond, Standard TBA, Plus TBA, and Hometown Heroes, plus the income limits, repayment options, and credit requirements you should know before applying. Whether you're a first-time home buyer or helping a family member purchase their first home, this episode provides practical guidance to help make homeownership more affordable. &amp;nbsp; They cover: \u2705 Florida Hometown Heroes Program \u2705 Florida Housing Down Payment Assistance \u2705 Standard Bond Program \u2705 Standard TBA Program \u2705 Plus TBA Program \u2705 Income limits \u2705 Credit score requirements \u2705 Repayable vs. forgivable assistance \u2705 FHA, VA, USDA &amp;amp; Conventional loan options \u2705 Which program may be best for your situation If you've been waiting to buy because you thought you needed a large down payment, this episode may change your perspective. \ud83d\udcde Questions about buying a home? Call or Text: 813-377-2775 \ud83c\udfe1 Tampa Home Talk with Katrina Madewell Helping Tampa Bay buyers and sellers make smarter real estate decisions. Subscribe for weekly episodes covering: \u2022 Buying a home \u2022 Selling your home \u2022 Real estate investing \u2022 Mortgage tips \u2022 Florida housing market updates \u2022 Homeownership strategies ","author_name":"Tampa Home Talk Radio","author_url":"https:\/\/sites.libsyn.com\/88548\/site","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42319090\/height\/300\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"300\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/204766610"}