{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"What \u201cFinancially Ready\u201d' Really Means (Beyond Income and Credit)","description":"A pre-approval can confirm that you qualify for a mortgage, but it cannot answer every question that comes with buying a home. Bill looks beyond the approval letter to explore what it takes to make a home purchase that supports your broader financial picture. He explains why qualifying for a loan and being truly prepared for homeownership are not always the same thing. Listen in for a more thoughtful approach to making one of life\u2019s biggest financial decisions. Here\u2019s what we discuss in this episode:  \ud83c\udfe0 Financial Readiness: Credit and income are only starting points  \ud83e\udde0 Emotional Readiness: Buyers should understand possible value fluctuations  \ud83d\udcb5 Budget Confidence: Payments must fit today and tomorrow  \ud83d\udee0\ufe0f Stress Tolerance: Maintenance costs should be expected and planned  \u2705 Final Decision: Being approved differs from being prepared &amp;nbsp; CONTACT: Schedule a time to meet with Bill here: https:\/\/calendly.com\/blitton\/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https:\/\/smartmortgageshow.com\/ Call: 484-352-4151.  Check us out on YouTube: https:\/\/bit.ly\/3KbUxAF ","author_name":"Smart Mortgage Show with Bill Litton","author_url":"https:\/\/smartmortgageshow.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42275780\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/42275780"}