{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"MYGAs Are Annuity Bonds: Shootin\u2019 It Straight With Stan","description":"Multi-year guarantee annuities (MYGAs) might be the most overlooked \u201cbond alternative\u201d in your retirement plan. In this episode, you\u2019ll hear a Wall Street bond veteran break down why MYGAs behave like annuity bonds, how he personally uses them, and why guarantees\u2014not hope\u2014should be paying your bills. &amp;nbsp;&amp;nbsp; In this episode, The Annuity Man discussed:&amp;nbsp;   Background in Wall Street bond management   What MYGAs are and how they compare to CDs and bonds   Personal portfolio strategy using MYGAs as \u201cannuity bonds\u201d   Tax deferral, rollovers, and legacy considerations with MYGAs   Why guarantees matter more than categories in retirement planning   Distinction between MYGAs and indexed\/variable annuities   &amp;nbsp; Key Takeaways:&amp;nbsp;   Multi-year guarantee annuities function like the annuity industry\u2019s version of CDs, offering a fixed rate for a specific term with no fluctuation in account value.   Treating MYGAs as \u201cannuity bonds\u201d can provide bond-like coupons and high-quality guarantees without market volatility.   Tax-deferred growth and non-taxable rollovers between MYGAs allow interest to compound over long periods, creating a powerful accumulation engine.   Investment decisions should focus less on product labels and more on the strength of contractual guarantees and the financial quality of the issuing company.   Indexed and variable annuities do not qualify as \u201cannuity bonds\u201d because their returns are not guaranteed and rely on hypothetical or projected performance.   &amp;nbsp; &quot;Stop with obsessing over the category. Obsess over the guarantees.&quot; \u2014&amp;nbsp; Stan The Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/42169655\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/42169655"}