{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"CPP Timing: Why &quot;Always Wait Until 70&quot; Is a Red Flag","description":"Master Your Retirement Plan in 45 Minutes Register now \u2192 https:\/\/bit.ly\/2THZzNj \ud83d\udd14 Want personalized help with your retirement plan? Book a call \u2192 https:\/\/tetraultwealth.com\/contact-us\/ \u2b50\ufe0f\u2b50\ufe0f CPP Timing: Why &quot;Always Wait Until 70&quot; Is a Red Flag Most Canadians are told to delay CPP as long as possible, but blindly following that advice could cost you. The truth is, CPP doesn't exist in a vacuum. The right timing depends on your RRSP, TFSA, OAS, tax bracket, health, and overall retirement plan.&amp;nbsp; In this video we break down exactly when delaying to 70 makes sense, when it doesn't, and how to think about CPP as part of a coordinated strategy, NOT a standalone decision. \u2705 What you'll learn: - How CPP works at age 60, 65, and 70 - When delaying CPP is genuinely the right move - When taking CPP early actually makes more sense - How CPP interacts with RRSP, TFSA, OAS and your tax bracket - Why flexibility and irreversibility matter more than most realize - How to optimize after-tax retirement income \u2014 not just CPP alone CHAPTERS: 00:00 - Intro 00:44 - The Basics: CPP Explained 02:15 - &quot;Block Out the Noise&quot; 02:53 - When Delaying CPP Makes&amp;nbsp; 03:39 - When Delaying CPP DOESN'T Make Sense 04:29 - Tax &amp;amp; Flexibility Considerations 06:16 - The Recap &amp;amp; What To do Next \u25b6\ufe0f If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. \ud83d\udce9 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https:\/\/robtetrault.com\/tetrault-newsletter\/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting ","author_name":"Long View Investing with Tetrault Wealth","author_url":"https:\/\/www.RobTetrault.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/41536655\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/202622600"}