{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Golden Goose of Annuities Confidence: Fun With Annuities","description":"Why haven\u2019t annuities collapsed even when a carrier fails? In this episode, you\u2019ll learn how the \u201cgolden goose of annuity confidence\u201d is protected behind the scenes\u2014by state guarantee funds, big carriers, and a quiet \u201cannuity mafia\u201d that refuses to let the system break. &amp;nbsp; In this episode, The Annuity Man discusses:&amp;nbsp;   State guarantee funds vs. FDIC   The \u201cgolden goose of annuity confidence\u201d   Role of big carriers and the \u201cannuity mafia\u201d   Demographic tidal wave of retiring boomers   Private credit exposure and carrier selection strategy   &amp;nbsp; Key Takeaways:&amp;nbsp;   State guarantee funds exist as a backstop for fixed annuities, but wise carrier selection and strong financials matter more than simply staying under coverage limits.   The true protection behind annuities is an industry-level commitment to maintain public confidence, with large carriers stepping in so weaker players don\u2019t poison the entire market.   Annuities are fundamentally about transferring risk and contractually solving for principal protection, lifetime income, legacy, and long-term care.   With tens of thousands of Americans turning 65 every day, demand for contractual guarantees is set to surge, especially when markets eventually experience a serious downturn.   Despite concerns about private credit and complex balance sheets, disciplined advisors who focus on carrier quality and contractual guarantees can still confidently recommend annuities that back up their promises.   &amp;nbsp; &quot;We only look at the contractual guarantees of the policy.&quot; \u2014&amp;nbsp; Stan the Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/41445150\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/41445150"}