{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Contractual Drool Cups & Annuity Diapers: Shootin\u2019 It Straight With Stan","description":"In this episode, Stan \u201cThe Annuity Man\u201d delivers a blunt, edutaining wake-up call about the realities of aging, why retirement is really \u201cchapter two,\u201d and how to use annuities and intentional spending so you don\u2019t die with a pile of unspent money and a lifetime of regrets.    In this episode, The Annuity Man discussed:  Contractual drool cups and annuity diapers as a reality check Three phases of retirement: go-go, slow go, no go Core functions and questions behind annuity planning Learning to spend, enjoy life, and give money while alive Lifestyle, legacy, and peace-of-mind planning in chapter two   Key Takeaways:  Retirement should be viewed as \u201cchapter two,\u201d a pivot away from accumulation and toward actually enjoying the life you\u2019ve worked for. If you live long enough, you\u2019ll likely reach a \u201cno-go\u201d phase, so the goal is to make the most of your go-go and slow-go years instead of hoarding money you\u2019ll never spend. Annuities exist to solve specific contractual needs: principal protection, lifetime income, legacy, and long-term care.  Many people must actively retrain themselves to spend, travel, and enjoy life, especially if they grew up poor or hyper-focused on saving and tax avoidance. Gifting money and supporting family or causes while you\u2019re still alive can create more impact and joy than waiting to pass it on after you\u2019re gone.   "If you have never learned how to spend, teach yourself how to spend." \u2014  Stan The Annuity Man   Connect with The Annuity Man:  Website: http:\/\/theannuityman.com\/  Email: Stan@TheAnnuityMan.com  Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"