{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"From the Lender\u2019s Perspective: How to Unlock Elite Terms","description":" In this episode, Chris shares insights into how lenders evaluate physician-owned medical real estate deals and what borrowers can do to position themselves for successful financing outcomes. He explains the key differences between owner-occupied and traditional commercial real estate loans, including how those distinctions impact loan terms, leverage, and underwriting standards. Chris breaks down the financial metrics banks prioritize \u2014 including liquidity, leverage, and debt service coverage ratios \u2014 and discusses how retained earnings and loan covenants can create both opportunities and challenges for physician groups. He also explores the differences between refinancing an existing property and financing new construction, emphasizing the importance of credible projections, market growth assumptions, and historical practice performance. Throughout the discussion, Chris highlights the importance of creating a compelling narrative alongside the financial data so lenders can fully understand the strength and long-term viability of the practice. Join the next session of Physician-Owned Real Estate 101 at the CPOMP 2027 Annual Meeting, January 21-23, 2027 at the Omni Scottsdale Resort and Spa at Montelucia. Register at www.CPOMP.org\/cpomp-2027.  ","author_name":"The Physician-Owned Medical Real Estate Podcast","author_url":"http:\/\/cpomp.libsyn.com\/website","html":"