{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"EPS 343 - \u201cDon\u2019t Get on the \u2018Bad Boy List\u2019: Inside Agency Loan Compliance\u201d","description":"Closing the loan is just the beginning. In this episode of the Old Capital Podcast, we dive into the hidden world of Agency asset management\u2014where property condition, communication, and execution determine whether you stay in good standing\u2026or get flagged. Learn how to avoid slipping to a \u201c4,\u201d navigate new Fannie and Freddie requirements, and position yourself for your next deal\u2014not your last. Key Takeaways: Agency Loan Basics- Agency loans are typically non-recourse, with the property and cash flow as primary collateral. Importance of Property Maintenance- Maintaining the asset protects the lender collateral. Deferred maintenance can lead to operational issues and lender intervention. Asset Management Process- Post-closing oversight shifts to asset management. Heavy communication expected- especially in year one. Annual inspections standard, with increased scrutiny if issues arise. Property Rating System- Scale from 1 (new) to 5 (uninhabitable) A \u201c2\u201d is the target\u2019 a \u201c4\u201d triggers serious oversight and additional capital requirements. Falling to a \u201c4\u201d can result in \u201cA-Check\u201d status, limiting future borrowing ability. New tracking systems flag repeat property issues. Final Takeaway: Agency lenders are paying closer attention than ever. The investors who succeed are the ones who stay proactive\u2014maintaining their properties, communicating early, and treating asset management as a critical part of the investment, not an afterthought.  Ready to unlock the potential of multifamily syndications? Learn how Michael Becker\u2019s proven real estate syndication strategies can help you grow wealth and build long-term financial success. Visit&amp;nbsp;SPIADVISORY.COM to start your journey today. ","author_name":"Old Capital Real Estate Investing Podcast with Michael Becker &amp; Paul Peebles","author_url":"http:\/\/www.oldcapitalpodcast.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40973205\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40973205"}