{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Carpe Annuity Dang Diem!: Fun With Annuities","description":"What happens to annuity payouts when AI and medical breakthroughs start pushing life expectancy through the roof? In this episode, Stan reveals why current life expectancy tables are a one-time bargain and how to use them to your advantage.  In this episode, The Annuity Man discussed:&amp;nbsp;   Carpe Annuity Diem and seizing today\u2019s annuity opportunities   Impact of AI and medical breakthroughs on life expectancy tables   Building an income floor with Social Security, RMDs, and annuities   Joint lifetime income for spouses and real-life lifestyle examples   Mindset shift from accumulating money to spending and enjoying it   &amp;nbsp; Key Takeaways:&amp;nbsp;  Advances in AI and medical breakthroughs like GLP\u20111 drugs are likely to extend lifespans, which will eventually reduce payout levels on new lifetime income products, making today\u2019s life expectancy tables unusually attractive. Locking in guaranteed lifetime income now\u2014through SPIAs, DIAs, QLACs, and income riders\u2014can secure favorable payout rates before tables are adjusted for longer life expectancy.  Social Security and required minimum distributions function as annuity-like income streams, and combining them with actual annuities creates a dependable income floor.   Structuring annuities on a joint-life basis is a way of honoring a spouse who has \u201cput up with you for years,\u201d ensuring they\u2019re financially secure and free to live well if they outlive you.   Winning the financial game isn\u2019t just about accumulating assets; it\u2019s about learning to spend, travel, upgrade your lifestyle, and enjoy your money while you\u2019re healthy\u2014before your beneficiaries are the ones flying first class.   &amp;nbsp; &quot;Carpe annuity dang diem really comes down to life expectancy. Tables are in your favor right now. You might want to shop for that right now, son.&quot; \u2014&amp;nbsp; Stan The Annuity Man \u202f Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40870645\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40870645"}