{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Why Does My Mortgage Lender Keep Requesting Documents?","description":"If you\u2019ve applied for a mortgage, you know the frustration\u2026 your lender keeps asking for the same documents over and over. Why is that? It turns out, there\u2019s a lot more to it than just a bureaucratic hassle. Lenders must follow strict guidelines to ensure everything is in order. Today, Bill breaks down the reasons behind the constant paperwork requests and what you can do to make the process smoother. Here\u2019s what we discuss in this episode:  \ud83c\udfe0 Understanding Appraisal Waivers: Why lenders need extensive documentation to ensure approval  \ud83d\udcd1 Document Expiration: Why documents like pay stubs and bank statements can\u2019t be older than 30 days  \ud83d\udcb0 Money Laundering Prevention: Verifying funds to make sure the money comes from a legitimate source  \ud83d\udcc9 Role of Fannie Mae &amp;amp; Freddie Mac: Lenders must meet the standards set by these organizations  \ud83e\udd1d The Underwriter\u2019s Role: The underwriter is the final authority &amp;nbsp; CONTACT: Schedule a time to meet with Bill here: https:\/\/calendly.com\/blitton\/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https:\/\/smartmortgageshow.com\/ Call: 484-352-4151.  Check us out on YouTube: https:\/\/bit.ly\/3KbUxAF &amp;nbsp; ","author_name":"Smart Mortgage Show with Bill Litton","author_url":"https:\/\/smartmortgageshow.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40803665\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40803665"}