{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"How to Pay Student Loans During the Next Recession","description":"The next recession isn't a question of "if," it's a question of "when." Whether you're holding federal loans, private refinanced debt, or a mix of both, your strategy needs to account for what happens when the economy turns. We break down how credit markets actually affect your ability to refinance, why your required payment matters more than your interest rate, and the moves you can make right now to protect yourself before it's too late. Key moments: (01:40) Why slowing down payments in a recession can be a smart move (03:27) The problem with private student loans when the economy turns (05:36) How borrowing conditions in the broader economy set your refinancing rates (08:15) What happened to the refinancing market during COVID and 2008 (11:14) Restructuring your loans now to prepare for a downturn Resources mentioned:  Studentaid.gov\/idr for recalculating income-driven repayment One Big Beautiful Bill Act changes to federal student aid programs   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!   ","author_name":"Student Loan Planner","author_url":"https:\/\/studentloanplanner.com","html":"