{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"No Commission Annuities\u2026but With an Annual Fee: Fun With Annuities","description":"In this episode, The Annuity Man discussed:&amp;nbsp;   Understanding how annuity commissions work   Avoiding misleading \u201cno-commission\u201d products   Focusing on contractual guarantees, not hype   Shopping broadly and matching products to needs   &amp;nbsp; Key Takeaways:&amp;nbsp;   Understand how annuity commissions work   Annuity commissions come from the insurance company\u2019s reserves, not the client\u2019s premium. Your invested amount is fully at work, meaning commissions don\u2019t reduce your initial principal.   Some fee-only or fiduciary advisors label annuities as no-commission but layer ongoing advisory or wrap fees, which can equal or exceed traditional commissions, making them economically similar or worse.   Strip away marketing claims and illustrations. Ask: what is guaranteed, what risk is transferred, and when do guarantees start? Decisions should be based on these concrete, contractually defined elements.   There\u2019s no single \u201cbest\u201d annuity. Choose the one that solves your specific problem, offers the highest contractual guarantees, and aligns with your income goals. Avoid flashy promises and always compare multiple carriers.   &amp;nbsp; &quot;There's nothing complex about the annuity business. The only people making it complex are the people selling it.&quot; \u2014&amp;nbsp; Stan The Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40368415\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40368415"}