{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Why Most People Are Terrible With Money (And How to Fix It)- Sammie Ellard- King","description":"This week on The Gavin Sisters Wellness Show, Sharon and I are talking about something that honestly makes both of us feel slightly anxious\u2026 money. Finance has always felt a bit overwhelming (and if I\u2019m honest, a bit boring) but it\u2019s also something that affects every part of our wellbeing \u2014 our stress levels, our sleep, our relationships and how free we feel in our lives. Before we dive into the conversation, we start with our usual weekly catch-up. This includes my irritation with wellness buzzwords like mindful eating, Sharon\u2019s slightly terrifying medical results appointment (thankfully she\u2019s absolutely fine), and a reminder that life is never quite as calm and balanced as the wellness world sometimes suggests. Then we\u2019re joined by Sammie Ellard-King, founder of Up The Gains, and the conversation becomes really fascinating. Sammie shares how he found himself around&amp;nbsp;\u00a324,000 in debt after university, how trying to keep up appearances in London made things spiral, and the moment he realised something had to change. What I loved about this conversation is that Sammy doesn\u2019t talk about money in a complicated or intimidating way. Instead, he breaks it down into simple habits, mindset shifts and small actions that anyone can take. We talk about how our childhood and family experiences shape our relationship with money, why so many people feel ashamed or avoid looking at their finances, and how even saving small amounts can completely change your confidence over time. By the end of the episode I actually felt\u2026 dare I say it\u2026 inspired about finance. In this episode we talk about:   Why money can feel stressful, overwhelming and taboo   Sammy\u2019s journey from \u00a324k of debt to financial stability   How family patterns shape our money habits   The emotional side of spending and wanting to \u201cfit in\u201d   Why traditional budgeting doesn\u2019t work for most people   The idea of automating your finances to remove stress   Side hustles and creative ways to increase income   The psychology behind impulse spending   Money mindset, abundance and believing things can change   My biggest takeaway You don\u2019t need to become a financial expert to improve your relationship with money. Small steps, small habits and a bit of awareness can go a really long way. And perhaps most importantly, money stress is something almost everyone experiences, so there\u2019s absolutely no shame in learning about it.  About our guest Sammie Ellard-King is the founder of Up The Gains, a platform designed to simplify finance and help people feel more confident managing their money. After getting himself out of debt in his twenties, Sammy began sharing what he\u2019d learned in a way that felt simple, practical and accessible. He now runs a large online community helping people understand finance without the jargon. You can find Sammy here: https:\/\/upthegains.co.uk\/ Instagram: https:\/\/www.instagram.com\/upthegainsmoney\/  This episode is sponsored by\u2026 Us! The Gavin Sisters. We\u2019ve created our very first product Funki Coffee, a triple certified organic arabica coffee boosted with adaptogens designed to support energy without the crash. You can get 10% off at use the code podcast GavinSisters.co.uk Remember to hit SUBSCRIBE or FOLLOW so you don't miss any new episodes, follow us on the links below for more and please review us, even one line helps!! www.gavinsisters.co.uk Insta: @gavinsistersuk TIKTOK:@gavinsisters Facebook: @TheDetoxBarn You Tube:  @gavingavin ","author_name":"The Gavin Sisters Wellness Show","author_url":"https:\/\/gavinsisters.co.uk","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40358510\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/199373895"}