{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"IFM | Coverage and Care: What Family Physicians Should Know About Disability Insurance","description":" On this episode of \u2018Inside Family Medicine\u2019, you\u2019ll hear from Jered Hunt, president of AAFP Insurance Services, and Eric Muehlbach, disability insurance manager, about why disability insurance is a critical part of a family physician\u2019s financial plan. They emphasize protecting a physician\u2019s greatest asset, future earning potential, by securing coverage early to lock in insurability due to intensive medical underwriting. The discussion covers how to start by reviewing existing employer benefits, common limitations such as own-occupation caps, monthly benefit caps, offsets, taxation of employer-paid benefits, and poor portability, and how personally owned policies can supplement coverage and travel throughout a career.     Topics by Timestamp  00:32 Meet the Guests  01:09 Why Disability Matters  02:40 How to Get Covered  03:11 Evaluating Employer Plans  05:19 Choosing Coverage Amounts  06:47 Picking the Right Advisor  08:28 Claims and New Benefits  10:25 Career Stage Advice  11:52 Wrap Up and Resources    Additional Resources  Home - AAFP Insurance Program  Individual Disability Income - AAFP Insurance Program  Complimentary Insurance Review - AAFP Insurance Program    Disclaimer: Copyright 2025. AAFP. The views presented in this broadcast are the speaker\u2019s own and do not represent those of AAFP.\u202f The information presented is for general, educational, or entertainment purposes and should not be considered legal, health, financial, or other advice.\u202f AAFP makes no representation as to the accuracy or completeness of the information and is not responsible for results that may arise from its use.\u202f Consult an appropriate professional concerning your specific situation and respective governing bodies for applicable laws. Reference to any specific product or entity does not constitute an endorsement or recommendation by AAFP unless specifically stated otherwise.\u202f AAFP and the AAFP logo are registered trademarks of American Academy of Family Physicians.  ","author_name":"Inside Family Medicine","author_url":"https:\/\/sites.libsyn.com\/499348","html":"