{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"A Different Kind of Bank: How to Embed Impact in Finance","description":" Hear from Sian Williams, Chief Risk Officer at Triodos Bank UK, as we examine how values-led banking can generate positive impact for people, planet and the financial system.   When we think about sustainable finance, the conversation often revolves around targets, disclosures and voluntary alliances. But what happens when sustainability is not an add-on, but the foundation of a bank\u2019s entire business model?   If sustainability is the starting point, lending decisions inevitably look different, and more complex. Not everything can be reduced to a model. Challenging trade-offs between risk, return and impact emerge. And judgment, values and governance play a much larger role in determining which activities are financed, and which are not.   In this episode, we explore:   The real-world positive impact that a mission-driven bank can generate for communities, climate and nature;   How balancing risk, return and impact shapes lending decisions in practice, and what that means for the bank\u2019s governance and internal decision-making;   And whether the model of values-led banking is truly scalable \u2014 or whether its greatest influence lies in demonstrating what is possible for the wider financial system.    ----------------    To find out more about the Sustainability and Climate Risk (SCR\u00ae) Certificate, follow this link: https:\/\/www.garp.org\/scr  For more information on climate risk, visit GARP\u2019s Global Sustainability and Climate Risk Resource Centre: https:\/\/www.garp.org\/sustainability-climate  If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com    ------------------    Today\u2019s Speaker Sian Williams is Chief Risk Officer at Triodos Bank UK, a mission-driven institution that seeks to balance profit with people and planet.   With more than 30 years\u2019 experience in finance, including senior risk and compliance roles at Lloyds Bank, and as a banking supervisor at the Bank of England and Financial Services Authority, she brings deep expertise across traditional banking, mission-driven finance and regulation.   ","author_name":"Climate Risk Podcast","author_url":"http:\/\/climaterisk.libsyn.com\/website","html":"