{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Mailbag: DIY Planning, Mortgage Payoff, and Long-Term Care Decisions","description":"In this week\u2019s mailbag, Mark covers three decisions that can quietly shape your retirement outcome. From knowing when strategy matters more than DIY investing, to weighing the emotional and financial impact of paying off your home, to navigating rising long-term care premiums, these are real-world questions many families face. The common thread? Timing and structure matter more than impulse. Here\u2019s some of what we discuss in this episode:  \ud83d\udcd8 Blueprint for Planning Early\u2013 Plan 10\u201315 years ahead  \ud83d\udd04 Advisor Transition \u2013 When a professional strategy trumps DIY  \ud83c\udfe0 Mortgage Decision \u2013 Cash flow vs peace of mind  \ud83d\uded1 LTC Rate Hikes \u2013 How to evaluate policy options carefully &amp;nbsp; Want to get in touch with Mark?&amp;nbsp; https:\/\/retirementhuddle.com\/  mark@howardfinancialgroup.com  888-511-7526  &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp; ","author_name":"The Retirement Huddle","author_url":"http:\/\/retirementhuddle.libsyn.com\/website","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40280300\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40280300"}