{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The Smartest Property Investors Will Borrow in 2026 to Beat the Market with Charlotte Rutter","description":"In this episode,&amp;nbsp;Charlotte Rutter discusses how smarter borrowing strategies can empower property investors to thrive in 2026 and beyond. She explains the role of creative finance options like revolving credit, buy-to-let products, and development finance in helping investors build profitable portfolios despite economic challenges. Drawing from her experience at Roma Finance, Charlotte breaks down the nuances of leveraging finance and introduces a new innovative lending product aimed at investors. Charlotte Rutter is a Head of Partnerships and Marketing Manager at Roma Finance, specialising in tailored lending solutions for property investors. With extensive experience in creative financing, Charlotte helps investors navigate the complex property market and maximise their returns. &amp;nbsp; Expect to Learn:   How smarter borrowing can shape the future of property investment.   The role of revolving credit in property transactions.   Why traditional buy-to-let lending may not be enough for some investors.   Insights into creative property strategies, including refurb buy-to-let.   How to build a successful property portfolio using the right finance products.   &amp;nbsp; Episode Breakdown with Timestamps:   [00:00] \u2013 Introduction   [02:20] \u2013 Why Buy-to-Let Is Still Thriving&amp;nbsp;&amp;nbsp;   [05:09] \u2013 What Is Revolving Credit &amp;amp; How It Works&amp;nbsp;&amp;nbsp;   [10:01] \u2013 Real-World Examples of Using Revolving Credit&amp;nbsp;&amp;nbsp;   [11:55] \u2013 The New Refurb Buy-to-Let Product Explained&amp;nbsp;&amp;nbsp;   [16:00] \u2013 Planning, Professionalism &amp;amp; Avoiding BRR Pitfalls&amp;nbsp;&amp;nbsp;   [20:00] \u2013 Bridging Finance: Terms, Costs &amp;amp; Market Changes&amp;nbsp;&amp;nbsp;   [24:23] \u2013 Risk, Pricing &amp;amp; Why the Cheapest Rate Isn\u2019t Always Best&amp;nbsp;&amp;nbsp;   [26:59] \u2013 The Story Behind Roma Finance &amp;amp; Relationship Lending&amp;nbsp;&amp;nbsp;   [32:47] \u2013 How to Look Good to a Lender (And Vet Them Too)&amp;nbsp;&amp;nbsp;   [38:42] \u2013 Development Projects, Eco Homes &amp;amp; Site Visits&amp;nbsp;&amp;nbsp;   [46:43] \u2013 The UK Housing Crisis &amp;amp; Retrofit Opportunities&amp;nbsp;&amp;nbsp;   [54:25] \u2013 Final Insights: Professionalism, Confidence &amp;amp; Creative Strategy   &amp;nbsp; Follow the Guest Charlotte:   LinkedIn: https:\/\/uk.linkedin.com\/in\/charlotte-rutter-20154211   Company LinkedIn: https:\/\/www.linkedin.com\/company\/roma-finance\/   Company Website: https:\/\/romafinance.co.uk\/   &amp;nbsp; Follow the Host Vicki:   LinkedIn: https:\/\/www.linkedin.com\/in\/vickiwusche\/&amp;nbsp;   Facebook: https:\/\/www.facebook.com\/VickiWusche&amp;nbsp;   Instagram: https:\/\/www.instagram.com\/vicki_wusche\/&amp;nbsp;   Book a Call: https:\/\/bit.ly\/BookVicki&amp;nbsp;   Scorecard: https:\/\/vickiwusche.com\/Scorecard&amp;nbsp;   The Values Manual: https:\/\/bit.ly\/ValuesManual   &amp;nbsp; Listening Links:&amp;nbsp;   Youtube:https:\/\/www.youtube.com\/VickiWusche&amp;nbsp;   Apple Podcast:  https:\/\/podcasts.apple.com\/nz\/podcast\/a-wealthy-life\/id1617293196&amp;nbsp;   Spotify: https:\/\/open.spotify.com\/show\/13lVRTAioD5mR4XUiylAk8     Escape the 9-5 through property - A complete course by Vicki Wusche: https:\/\/bit.ly\/EscapeThe9-5NOW&amp;nbsp; &amp;nbsp; ","author_name":"A Wealthy Life","author_url":"https:\/\/sites.libsyn.com\/406112","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40240880\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/199001715"}