{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Banks Push Interest Rates Because They Fear This Alternative (Ep. 258)","description":"Are \u201ccheap\u201d bank loans really cheap? And are you asking the wrong question about the rate of return? In this episode, we break down pages 68\u201370 of Becoming Your Own Banker and uncover the hidden cost of acquisition, why chasing higher returns misses the point, and how Infinite Banking can create true generational wealth. \ud83d\udc49 Follow Mary Jo Here: https:\/\/www.youtube.com\/@MaryJoIrmen...  \ud83d\udc49 Get the book:  https:\/\/www.farmingwithoutthebank.com\/book... If you\u2019ve ever wondered: \u201cCan I get a higher rate of return somewhere else?\u201d \u201cWhy not just use a bank at 2%?\u201d \u201cShould I buy life insurance for my grandkids?\u201d This episode answers all of it \u2014 and flips conventional thinking upside down. \ud83d\udca1 Key Takeaways: \u2714 The real cost of a loan isn\u2019t just the interest rate \u2014 it\u2019s the cost of acquisition \u2714 Infinite Banking is about how you finance, not what investment earns the most \u2714 You can use policy loans as an \u201cAND asset\u201d strategy \u2714 Generational wealth requires education and intentional structure \u2714 Death benefit can create a self-sustaining family banking system When properly structured, this system doesn\u2019t end with you \u2014 it continues for generations. \u23f1 Chapters: (00:00) \u2013 Buying Life Insurance on Grandkids (01:04) \u2013 The True Cost of Acquisition (05:06) \u2013 \u201cCan I Get a Higher Rate of Return?\u201d (07:42) \u2013 Using Policy Loans as an AND Asset (08:08) \u2013 Building Generational Wealth (10:57) \u2013 Creating a Self-Sustaining Family Bank If you\u2019re ready to stop chasing rates of return and start controlling the banking function in your life\u2026 \ud83d\udc49 Schedule an appointment with us \ud83d\udc49 Subscribe for more Infinite Banking breakdowns \ud83d\udc49 Share this with someone serious about generational wealth ","author_name":"Without the Bank Podcast","author_url":"https:\/\/withoutthebank.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40201200\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/198874655"}