{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"E47: The \u2018Singles Tax\u2019 - how much is it costing you? With Bobby Seagull MBE, Emma Barnes, and Valentina Adaldo","description":" One in every three households in the UK is now single occupancy. Here\u2019s the issue: being single could be costing you more. The so-called \u2018Singles Tax\u2019 is real. Cohabiting couples pay less per person on everything from energy bills to hotel rooms. So if you\u2019re single, or living alone, how much extra are you paying and what can you do about it? Join our host, Philippa Lamb, and our expert panel as they discuss the \u2018Singles Tax\u2019:  Maths Teacher turned Broadcaster, Bobby Seagull MBE; Content Creator, Emma Barnes; Senior eCRM Manager at PensionBee; Valentina Adaldo.  &amp;nbsp; Episode breakdown 05:18 Flatmates vs. living alone trade-offs 08:02 \u2018Houses before spouses\u2019 movement 10:48 Redundancy when single hits harder 14:40 Building your own financial safety net 15:09 Savings hacks for couples vs. singles 18:17 Wedding season costs and pooling gifts 23:42 Saving for retirement while single 25:59 Money tips for savvy singletons &amp;nbsp; Further reading and listening To learn more about the \u2018Singles Tax\u2019, check out these articles and podcasts from PensionBee:  Episode transcript (Blog) E14: What\u2019s the impact of your relationship status on your finances? (Podcast) E27: What\u2019s the cost of friendship? (Podcast) E37: The easiest way to retire with more money (Podcast)  How much should I pay into my pension? (Article)  How to tackle your personal finances when you\u2019re single (Blog)  How to talk to your partner about money (Blog)  Six ways to put together your emergency fund (Blog)  What is compound interest? (Blog)  What\u2019s the financial impact of multi-generational living? (Blog)  &amp;nbsp; Other useful resources   Emergency savings \u2013 how much is enough? (MoneyHelper)  \u201cSingles tax\u201d leaves half struggling with retirement savings: research (Corporate Adviser)  The price of love: how much does dating cost \u2013 and who pays the bill? (The Guardian) The Retirement Living Standards (Pensions UK)  The single surcharge: single Brits pay extra \u00a33,844 a year for household bills (Uswitch) The \u2018single tax\u2019 revealed: What\u2019s the true cost of being single? (Finder)  The solo penalty, from rent to holidays: \u2018Being single is costing me \u00a312,000 extra a year\u2019 (The Guardian)  &amp;nbsp; Catch up on the latest news, read our transcripts or watch on YouTube:  The Pension Confident Podcast  The Pension Confident Podcast on YouTube  &amp;nbsp; Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Bobby Seagull MBE (@bobby_seagull) on TikTok, YouTube, Instagram,  LinkedIn,  Facebook,  X and Threads. Follow Emma Barnes (@emmaebarnes) on&amp;nbsp;TikTok, YouTube and Instagram. &amp;nbsp; Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we\u2019d love to hear your suggestions and feedback. Send us an email:&amp;nbsp;podcast@pensionbee.com. ","author_name":"The Pension Confident Podcast","author_url":"https:\/\/www.pensionbee.com\/uk\/podcast","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40176915\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40176915"}