{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"5 Money Habits to Break","description":"New year. New goals. Same money habits? In this episode, Nick is joined by special guest Eric Hogarth, senior partner and CFP\u00ae, to talk about five financial habits that can quietly derail retirement, especially during the transition from saving to spending. The strategies that helped you build wealth during your working years don\u2019t always serve you the same way once the paychecks stop. Suddenly, risk looks different and taxes hit differently. Retirement isn\u2019t just about having enough, it\u2019s about making smart adjustments once you get there. Here\u2019s what we discuss in this episode:   \ud83d\udcca Risk &amp;amp; Return: Balance growth and safety   \ud83e\uddfe Tax Planning: Long-term efficiency matters   \ud83e\udde0 Emotional Decisions: How to avoid fear-based moves   \ud83d\udd04 Plan Reviews: Adjust annually and proactively   \u2753 Mailbag Questions: Social Security, Roth, Medicare &amp;nbsp; Our website: https:\/\/johnsonbrunetti.com\/  Phone: 800-208-7233  Contact our team: https:\/\/johnsonbrunetti.com\/contact-us\/ &amp;nbsp; Get your customized Money Map: https:\/\/johnsonbrunetti.com\/your-money-map\/#form Join us for our next financial workshop: https:\/\/johnsonbrunetti.com\/financial-workshops\/ Check out our other no-cost financial resources here: https:\/\/johnsonbrunetti.com\/financial-resources\/ &amp;nbsp; Check us out on YouTube: https:\/\/bit.ly\/3CcAzai &amp;nbsp; &amp;nbsp; ","author_name":"Money Wisdom","author_url":"http:\/\/moneywisdom.libsyn.com\/website","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40164750\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40164750"}