{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"#476: 5% Down Rental Loans: When They Work (And When They Don\u2019t)","description":"\ud83d\udcc5 Schedule an Appointment with Bryan \u2192 https:\/\/www.coachcarson.com\/bryan-pod-476 \u2b50 Get my coaching &amp;amp; community to achieve financial freedom \u2192 https:\/\/www.coachcarson.com\/rpm-pod-476 \u25b6\ufe0f Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns   Apple: https:\/\/podcasts.apple.com\/us\/podcast\/413-dscr-loans-explained-how-to-qualify-without-a\/id1448707654?i=1000709881289   Spotify: https:\/\/open.spotify.com\/episode\/2L6FtKOwQzRhRaSjlFTHOd?si=JQjaSeDcRb2INGPokmRJBw   -------------------------- \ud83c\udfac Topics Covered:  (00:00) - Low down payment strategy overview (00:56) - 5% down owner-occupied conventional explained (02:01) - Cosigning strategy and real example (05:47) - Investor phases and scrappy financing (06:54) - Repeat annual house hacks to scale (08:23) - FHA basics and self-sufficiency test (09:41) - FHA vs conventional: costs and credit (11:24) - VA loan: zero down benefits (13:47) - Second home loans with 10% down (18:35) - Cash-out refi and HELOC mechanics (20:39) - Risks, LTV limits, and cushions (24:27) - Using seller concessions to save cash (28:21) - BRRRR overview: buy, rehab, refinance (31:23) - Imperfect BRRRR still moves you forward (32:35) - BRRRR wins: singles to grand slams (33:58) - Rates impact cash-out and cash flow (36:19) - Common mistake: ignoring post-move cash flow (36:37) - Don\u2019t neglect reserves; slow down (37:55) - Avoid emotional buys; follow numbers (40:41) - How to contact with Mortgage Expert, Bryan Maddex (42:10) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns   \ud83c\udf99\ufe0f Episode #476 - Is 5% down enough to start investing in real estate? Learn the legit strategies, loan options, and risks you need to understand before making your move. \ud83d\udcc4 Show Notes: https:\/\/www.coachcarson.com\/5percentdownrentals\/ &amp;nbsp; -------------------------- ADDITIONAL RESOURCES&amp;nbsp; \ud83d\udcb5 Need Investor-Friendly Financing? &amp;nbsp;This is who I trust \u2192 https:\/\/www.coachcarson.com\/bryan &amp;nbsp; \ud83c\udfe0 TurboTenant \u2013 Streamline Your Property Management for Free: https:\/\/www.coachcarson.com\/turbotenant \ud83d\udcf1 DealMachine \u2013 Software to help you buy more real estate deals: https:\/\/www.coachcarson.com\/dealmachine-pod ","author_name":"Real Estate Investing with Coach Carson","author_url":"https:\/\/www.coachcarson.com\/coach-carson-podcast\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40160115\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/198733800"}