{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"8 Tips to Stop Worrying About Running Out of Money in Retirement","description":"Sheryl Rowling from Morningstar argues that the greatest danger in retirement isn\u2019t the stock market \u2014 it\u2019s the constant fear of running out of money. We will walk through her eight &quot;anchors&quot; from the article posted on Morningstar. Anchor 1: Confirm Your Sustainable Spending Level Anchor 2: Embrace Flexibility in Down Markets Anchor 3: Recognize That Spending Often Declines With Age Anchor 4: Create a Recession Buffer Anchor 5: Reduce Future Tax Uncertainty Anchor 6: Maximize Guaranteed Income Anchor 7: Protect Against Long-Term Care Costs Anchor 8: View Home Equity as a Backstop For our listener question: I\u2019ve said before that accumulation is the easy part - and distribution is harder. But Kevin wrote in to say &quot;wait a second\u2026 don\u2019t prices move around when you\u2019re buying or selling? So what\u2019s the real difference?&quot; We\u2019re going to unpack why dollar-cost averaging on the way in is not the same thing as sequence risk on the way out \u2014 and why that distinction matters once you\u2019re living off the portfolio. And to wrap up the show, we\u2019ll hear from Bernie about how he is blending service &amp;amp; fun for an even better retirement.&amp;nbsp; Resource: Article by Sheryl Rowling in Morningstar: 8 Tips to Stop Worrying About Running Out of Money in Retirement &amp;nbsp; Connect with Benjamin Brandt:  Subscribe to the This Week in Retirement: http:\/\/thisweekinretirement.com Get the Retire-Ready Toolkit: http:\/\/retirementstartstodayradio.com Work with Benjamin:&amp;nbsp;https:\/\/retirementstartstoday.com\/start  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or&amp;nbsp;iHeart &amp;nbsp; ","author_name":"Retirement Starts Today","author_url":"https:\/\/retirementstartstodayradio.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40142270\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/385b83\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/40142270"}