{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Tax-Smart Investing at Every Age: Starting Young or Catching Up - 568","description":"John Q. Taxpayer is in the home stretch of his career, looking for the best way to catch-up and build his tax-free bucket. Meanwhile, a pair of young financial nerds in Omaha are already strong savers, but they\u2019re wondering whether a simple \u201cVOO for life\u201d strategy is enough to help them reach multimillionaire status in retirement. Also, Janine retired unexpectedly. Can her remaining savings support a European retirement lifestyle? From Jonas Grumby\u2019s \u201cglitch in the matrix&quot; tax strategy to the potential tax nightmare of Dolly\u2019s literal sack of inherited gold coins, today on Your Money, Your Wealth\u00ae podcast 568, Joe Anderson, CFP\u00ae and Big Al Clopine, CPA. spitball on how folks from different generations with different situations can reach the same ultimate goal: positioning assets today to ensure the most tax-free wealth tomorrow. Plus, the fellas spitball on the &quot;double taxation&quot; trap of retirement plan loans for Pete in North Carolina, and the affordability of 50-year mortgages for Semper Fi in Michigan. Free Financial Resources in This Episode: https:\/\/bit.ly\/ymyw-568 (full show notes &amp;amp; episode transcript)  Why Asset Location Matters - free guide All About Asset Location - more free resources  15 Maneuvers to Duck an Unplanned Early Retirement Knockout - YMYW TV  Financial Blueprint (self-guided)  Financial Assessment (Meet with an experienced professional) REQUEST your  Retirement Spitball Analysis DOWNLOAD  more free guides READ  financial blogs WATCH  educational videos SUBSCRIBE to the  YMYW Newsletter &amp;nbsp; Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings &amp;nbsp; Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - After-Tax 401(k) Catch-Ups vs Taxable Investing (John Q Taxpayer) 06:16 - Forced Early Retirement: Social Security and Roth Conversion Timing? (Janine, Bothell, WA) 11:30 - Are 50-Year Mortgages Actually Affordable? (Semper Fi, Stevensville, MI) 17:59 - 401(k) Loan vs Mortgage Payoff (Pete, NC) 21:27 - Can You Manufacture a Step-Up in Basis? (Jonas Grumby, The Colony, TX) 25:03 - Inherited Gold Coins and Capital Gains Taxes (Dolly, 63, TN) 29:35 - Spitball for Young Investors Who Don\u2019t Have Millions (Young Financial Nerds, Omaha, NE) 42:13 - Outro: Next Week on the YMYW Podcast ","author_name":"Your Money, Your Wealth","author_url":"http:\/\/yourmoneyyourwealth.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/40040710\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/198408385"}