{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"1382. #TFCP - Beyond the Policy: Why Data and Behavior Drive Your Insurance Costs!","description":"How are rising trucking insurance costs quietly driving up your shipping rates and overall freight market pricing? In this episode, Chris Loewenberg from Cottingham & Butler get real about trucking insurance, risk management, and why so many companies treat insurance like a fixed tax instead of a controllable business asset that can either protect or bankrupt your operation! From the dangers of static COIs and the urgent need for real-time insurance verification technology, to the impact of nuclear verdicts, new carriers, and rising insurance premiums on shipping costs and inflation, this conversation is all about practical freight brokerage insights and proactive strategies. We also cover how partnering with specialized trucking insurance providers, building stronger safety programs, and collaborating early with insurance partners can reduce uncovered freight risk, improve pricing, and give compliant carriers and brokers a serious competitive advantage in today\u2019s trucking industry!   About Chris Loewenberg Chris Loewenberg is a Vice President at Cottingham & Butler, the nation\u2019s largest independent insurance agency dedicated exclusively to the trucking industry. He leads inside sales and technology initiatives focused on small and mid-sized fleets, helping carriers navigate rising insurance costs, increasing complexity, and tighter underwriting scrutiny. With a background that blends sales leadership, insurance expertise, and technology innovation, Chris works at the intersection of trucking operations, risk management, and data strategy. He partners closely with leading technology vendors across the transportation ecosystem to improve how insurance information is collected, validated, and used\u2014reducing manual re-keying, accelerating quote turnaround times, and strengthening trust between carriers, agents, underwriters, and technology providers. In addition to his leadership role, Chris oversees and helps develop Cottingham & Butler\u2019s intern and early-career talent programs, working closely with universities and athletic departments to introduce students to sales, insurance, and risk management careers. He is passionate about mentoring young professionals, building high-performing teams, and creating clear development paths from internship to full-time roles. ************************************************************** \ud83d\udcca\ud83d\udcc9 Don\u2019t miss out on the latest market trends by subscribing to your TOP Transportation Morning Show! \ud83c\udf0e \ud83c\udfac\ud83c\udfaf #TheFreightCoach Morning Show is LIVE every weekday at 10:30 AM CST to break down transportation industry headlines! Mark your calendars!   To Find Out More About My Freight Services Visit https:\/\/freightcoachlogistics.com\/   \ud83e\udd1d Shoutout to my sponsors!\ud83d\udc47 SPI Logistics | https:\/\/spi3pl.com\/  Revenova | https:\/\/revenova.com\/freightcoach\/ NMFTA | https:\/\/nmfta.org\/ DAT Freight & Analytics | https:\/\/www.dat.com\/   Donate to support Stacy and her family: https:\/\/tinyurl.com\/36xmxcmr   \ud83d\ude80\ud83d\udd25 To sign up for my Newsletter, go to http:\/\/eepurl.com\/iNoHco, get in touch with me through the social media channels below, and subscribe to my YouTube Channel!\ud83d\udc47   \u25b6\ufe0f https:\/\/www.youtube.com\/channel\/UCjrL70IEnCfDkNaiYMar3jw \ud83d\udcf7 https:\/\/www.instagram.com\/thefreightcoach\/  \ud83d\udd4a\ufe0f https:\/\/twitter.com\/thefr8coach  \ud83d\udcbc https:\/\/www.linkedin.com\/in\/chris-jolly-a183aa6a\/ ","author_name":"The Freight Coach Podcast","author_url":"http:\/\/thefreightcoachpodcast.libsyn.com\/website","html":"