{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"097: The Most Common Questions Pre-Retirees Have About Retirement with Mike Guthrie","description":"Mentally preparing for retirement often generates more questions than answers. From wondering if you\u2019ve saved enough to figuring out when you can finally stop working, many pre-retirees feel uncertain about what comes next. And then you add concerns around taxes, healthcare, Social Security, and market volatility, and it\u2019s easy to feel overwhelmed without a clear plan in place. In this episode, Keith Ellis Jr. is joined by SHP Financial Advisor Mike Guthrie to tackle the most common questions they\u2019ve heard from clients over the years. With decades of combined experience, Keith and Mike walk through real-world scenarios and explain why there\u2019s rarely a one-size-fits-all answer\u2014but there\u2019s always a better, more informed way to make decisions. They discuss how to determine whether you truly have enough to retire, how income planning provides clarity and confidence, and why understanding where your money comes from\u2014and where it goes\u2014is critical in retirement. You\u2019ll also hear how concepts like the 4% rule and income buckets help retirees move from uncertainty to control. Ultimately, Keith and Mike emphasize the importance of proactive planning\u2014especially around taxes and withdrawal strategies\u2014so retirees can protect their lifestyle, reduce unnecessary risk, and enjoy the years they\u2019ve worked so hard for. In this podcast interview, you\u2019ll learn: How to determine whether you truly have enough money to retire. Why income planning is the foundation of a confident retirement. When it may\u2014or may not\u2014make sense to retire earlier than expected. How to think about cash reserves, income buckets, and long-term growth. What to consider when deciding when to claim Social Security. Why proactive tax planning can significantly impact retirement success. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com\/podcast Connect With Us on Social Facebook LinkedIn YouTube ","author_name":"Retirement Road Map","author_url":"https:\/\/shpfinancial.com\/","html":"