{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"How Will AI Affect Annuities?: Fun With Annuities","description":"In this episode, The Annuity Man discussed:&amp;nbsp;   Anticipating AI-driven longevity shifts   Understanding how annuities are truly priced   Locking in today\u2019s assumptions before they change   Choosing guarantees and carriers with intention   &amp;nbsp; Key Takeaways:&amp;nbsp;   Advances in artificial intelligence are expected to significantly extend life expectancy, especially through medical breakthroughs. Longer projected lifespans will materially affect how lifetime income products are priced in the future.   Lifetime income annuities are driven primarily by life expectancy tables, not just interest rates. Longer expected lifespans mean more payments and lower annual income for new buyers over time.   Current annuity pricing does not yet reflect potential AI-driven longevity gains. Securing income under today\u2019s tables may result in higher lifetime payouts than those available later.   Lifetime income annuities function as risk-transfer products, not return-on-investment vehicles.   Selecting A-rated or better carriers is critical to ensure guarantees remain intact as longevity assumptions evolve.   &amp;nbsp; &quot;Lifetime income is all about that income floor, the income coming in, or the income you\u2019re planning for your spouse or your kids.&quot; \u2014&amp;nbsp; Stan The Annuity Man &amp;nbsp; Connect with The Annuity Man:&amp;nbsp; Website: http:\/\/theannuityman.com\/&amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;nbsp; Book: Owner\u2019s Manuals: https:\/\/www.stantheannuityman.com\/how-do-annuities-work YouTube: https:\/\/www.youtube.com\/channel\/UCCXKKxvVslbeGAlEc5sra2g&amp;nbsp; Get a Quote Today: https:\/\/www.stantheannuityman.com\/annuity-calculator! ","author_name":"\u201cFun With Annuities\u201d The Annuity Man Podcast","author_url":"https:\/\/www.TheAnnuityMan.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39895230\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/39895230"}