{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Why Financial Decisions Aren\u2019t About Math (And Why Small Changes Matter) - PART 3","description":"Summary&amp;nbsp; In the final episode with Wade, Todd, and David, the conversation shifts from philosophy to history and mentorship. Wade asks what has changed in the financial industry over the past several decades and what hasn\u2019t. Todd reflects on the early days before computers, the impact of mentors like Norman Baker, the myth of \u201cdeals\u201d in insurance, and the importance of integrating tools\u2014not replacing human judgment with them. The discussion highlights why math must be paired with context, conversation, and strategy in order to truly serve clients. It\u2019s a timely reminder that the future of financial advice isn\u2019t about replacing the advisor \u2014 it\u2019s about elevating them. &amp;nbsp; Episode Highlights 00:15:50 - Evolution of Industry Conversations. 00:03:18 - Addressing Industry's Adversarial Past. 00:03:52 - Life Insurance and Cash Value Benefits. 00:04:41 - Asset Flow: Evaluating Investment Synergy. 00:06:39 - Painting a Picture of Financial Sacrifice. 00:09:02 - The Importance of Asking the Right Questions. 00:11:49 - Balancing Technology with Human Insight. 00:13:25 - Challenges of AI in Financial Advice. 00:13:37 - Importance of Mentorship in Industry. 00:13:38 - Mentorship's Role in Leveraging Experience. &amp;nbsp; Episode Resources   sagewealthstrategy.com   About Todd And The Financial Software   Guest Name Todd LangfordGuest Emailtlangford@truthconcepts.com   Additional guest&amp;nbsp; David Zapata davidzapata@factumfinancial.com   &amp;nbsp; Keywords   Wade Borth Podcast   smart ideas   new opportunities   money management   financial independence   investment strategies   insurance industry   real estate vs stock market   holistic financial planning   rate of return   asset flow   cash value life insurance   distribution phase   financial software   financial calculators   AI in finance   investment biases   financial advising   financial conversation   client confidence   financial mentorship   financial industry evolution   interest rates   financial context   financial education   &amp;nbsp; ","author_name":"Wade Borth - Sage Wealth Strategy","author_url":"https:\/\/www.sagewealthstrategy.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39880475\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/197882840"}