{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"288 - The Insider's Guide to DSCR Loans with Phil Ganz","description":" 288 - The Insider's Guide to DSCR Loans with Phil Ganz &amp;nbsp; In this episode of the Real Estate Investor Growth Network podcast, hosted by Jen Josey, the discussion kicks off with a compelling segment on the essential nature of property inspections for investors. Jen outlines five critical reasons why skipping this step can be detrimental to your real estate ventures. The heart of the episode features an in-depth interview with Phil Ganz, the President and Founder of Next Wave Mortgage. With over 25 years of industry experience, Phil shares his journey from aspiring Peace Corps volunteer to a respected figure in the mortgage sector. He delves into the intricacies of DSCR loans, explaining their benefits and providing strategic advice for both novice and seasoned investors. Listeners are also treated to Phil's personal anecdotes and insights on overcoming obstacles, the importance of mentorship, and his commitment to helping others achieve financial independence through real estate investing. &amp;nbsp; 00:00 Introduction to REIGN and Host Jen Josey 01:02&amp;nbsp;Today's Topic: Importance of Property Inspections 03:06&amp;nbsp;Guest Introduction: Phil Ganz 04:11&amp;nbsp;Phil Ganz's Journey in the Mortgage Industry 09:04&amp;nbsp;Challenges and Successes in the Mortgage Business 22:27&amp;nbsp;Starting Next Wave Mortgage and Helping Investors 24:15&amp;nbsp;Understanding DSCR Loans for Investors 31:42&amp;nbsp;Understanding Prepayment Penalties 33:17&amp;nbsp;The Importance of 30-Year Fixed DSCR Loans 35:02&amp;nbsp;Pitfalls of Adjustable Rate Mortgages (ARMs) 37:00&amp;nbsp;Lessons from Real Estate Mistakes 44:38&amp;nbsp;Phil Ganz's Personal Journey and Advice 47:30&amp;nbsp;The BADASS Acronym: Book, Advice, Drive, Aspiration, Systems, Success 58:32&amp;nbsp;Conclusion and Contact Information   &amp;nbsp;   \ud83d\udd17 Learn More &amp;amp; Connect with Jen Josey:https:\/\/www.therealjenjosey.com \u2013 Real estate investing resources, podcast episodes, and more.  \ud83d\udc51 Join the REIGN Mastermind:https:\/\/www.reignmastermind.com \u2013 Network with real estate investors nationwide.  \ud83d\udd25 Stuff Jen Josey Loves (Recommended Tools &amp;amp; Resources):https:\/\/www.reignmastermind.com\/resources \u2013 Handpicked tools, books, and services for real estate investors.  \ud83d\udcda Buy Jen Josey\u2019s Book: From Beginner to Badasshttps:\/\/a.co\/d\/bstKlby \u2013 Step-by-step guide to real estate investing success.  \ud83c\udfe0 Grow Your Rental Portfolio with Jen\u2019s Coaching:https:\/\/rentalproppro.com\/booking?am_id=reign \u2013 Book a session and scale your rental business.   ","author_name":"Real Estate Investor Growth Network Podcast","author_url":"http:\/\/www.reignmastermind.com","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39862215\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/197833670"}