{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Helping Underspenders And \u201cSavers\u201d Understand They CAN Spend More","description":"Can you relate to this statement: "They\u2019ve done everything right financially\u2026 but still can\u2019t bring themselves to spend the money they\u2019ve saved." In today's Retirement Headline, Meghaan Lurtz explains why underspending in retirement is usually rooted in psychology, not math. Lurtz shares several common barriers: Fear of future dependence Doom forecasting And an Identity tied to being a saver Resource: Article by Meghaan Lurtz: "Helping Underspenders And \u201cSavers\u201d Understand They CAN Spend More With 4 Stages Of \u201cExperiments\u201d    Listener question:  "If I plan to retire at 65 1\/2 or 66 and sign up for Medicare before 65 - but not for Parts B and D (because of my employer provided insurance) - will I have to pay a penalty to get Parts B and D (and Supplements) at a later date when I actually retire?" Listen in to learn about creditable coverage and how penalties can stack up on themselves.   Connect with Benjamin Brandt Subscribe to the This Week in Retirement: http:\/\/thisweekinretirement.com Get the Retire-Ready Toolkit: http:\/\/retirementstartstodayradio.com Work with Benjamin: https:\/\/retirementstartstoday.com\/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement   ","author_name":"Retirement Starts Today","author_url":"https:\/\/retirementstartstodayradio.com\/","html":"