{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"542: Why Investors CANNOT Ignore AI and Blockchain","description":"The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I\u2019ve shown up every single week to talk about investing, markets, and the forces shaping the economy. What\u2019s interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was\u2014and still am\u2014a real estate guy. But back then, I didn\u2019t give much thought to ideas outside that lane. I was dogmatic, and I didn\u2019t always challenge my own beliefs. Time has a way of doing that for you. I\u2019ve now lived through multiple market cycles. I\u2019ve watched the stock market melt up to valuations that felt absurd\u2014and then keep going. I\u2019ve seen gold go from flat for a decade to parabolic over a year. I\u2019ve seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I\u2019ve learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn\u2019t take the time to truly understand it.  That was a mistake\u2014not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI.  This isn\u2019t a fad. It\u2019s a general-purpose technology\u2014on the scale of electricity, the internet, or the industrial revolution itself. That doesn\u2019t mean it\u2019s easy to invest in. It\u2019s hard to look at headline names trading at massive valuations and feel good about buying them today.  But investing in AI isn\u2019t about chasing a single company. It\u2019s about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don\u2019t need to be first to invest\u2014but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week\u2019s episode of the Wealth Formula Podcast is focused squarely on AI and blockchain\u2014what\u2019s real, what\u2019s noise, and where the long-term implications may lie. Listen to this episode. You\u2019ll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. ","author_name":"Wealth Formula Podcast","author_url":"http:\/\/www.wealthformula.com\/","html":"