{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Should You Put All Your Cash Into a House?","description":" \ud83d\udcde Schedule a time to meet with Bill here: https:\/\/calendly.com\/blitton\/  \ud83d\udcf2 Text \u201cLEND\u201d to 21000 to schedule a free 15\u2013minute consultation When buying a home, putting more money down feels responsible but is it always the smartest move? Today we\u2019re answering a question from a couple planning to put nearly $400,000 down on a $500K home and wondering if their broker\u2019s advice was helpful or self-serving. This decision has less to do with right or wrong and more to do with financial planning, liquidity, and opportunity cost. We\u2019re going to walk through how compounding interest, time horizon, and comfort with leverage can dramatically change outcomes, and why locking cash into a home isn\u2019t always the safest or most flexible choice. Here\u2019s what we discuss in this episode:  \ud83c\udfe0 Is putting 80\u201385% down on a home ever a good idea?\ud83d\udcb0 Liquidity vs. locking cash into real estate\ud83d\udcc8 How compounding interest can outperform mortgage savings\u2696\ufe0f Guaranteed savings vs. long-term growth tradeoffs\ud83e\udde0 Why education beats being \u201csold\u201d a mortgage &amp;nbsp; CONTACT: Schedule a time to meet with Bill here: https:\/\/calendly.com\/blitton\/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https:\/\/smartmortgageshow.com\/ Call: 484-352-4151.  Check us out on YouTube: https:\/\/bit.ly\/3KbUxAF ","author_name":"Smart Mortgage Show with Bill Litton","author_url":"https:\/\/smartmortgageshow.com\/","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39728545\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/88AA3C\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/item\/39728545"}