{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"The CFPB\u2019s Most Ambitious Regulatory Agenda Ever \u2013 Part 2","description":"Today\u2019s episode features Part 2 of our November 4 webinar, \u201cThe CFPB\u2019s Most Ambitious Regulatory Agenda Ever.\u201d  (Part 1 of this series was released on December 18. We encourage you to listen to that episode as well). In Part 2, we continue to unpack the far-reaching implications of the Consumer Financial Protection Bureau\u2019s (CFPB) regulatory ambitions. The CFPB has published a sweeping agenda that promises to reshape the landscape for consumer financial services, and our panel of seasoned attorneys offers vital context and actionable insights for industry professionals, regulators, and informed consumers alike.   Key Topics Discussed:  \u00b7        CFPB\u2019s Pre-Rule and Long-Term Actions - What\u2019s on the regulatory horizon, including advance notices and rulemaking targets that could reshape consumer finance. \u00b7        Clarifying \u201cUnfair, Deceptive, and Abusive\u201d Practices - Will the CFPB issue new rules or guidance to define these critical terms? The panel reviews statutory definitions and industry implications. \u00b7        Identity Theft and Coerced Debt Regulation - Proposed amendments to Regulation V including new protections for survivors of identity theft and economic abuse. \u00b7        Redefining Large Market Participants - Examination of thresholds for CFPB supervision in areas like auto financing, debt collection, consumer reporting, and international money transfers, aiming to target the largest market players. \u00b7        Qualified Mortgage Rules & Loan Originator Compensation - What changes might be coming to mortgage rules and compensation methods, especially for small-dollar loans? The industry\u2019s wishlist and regulatory challenges are explored. \u00b7        The Equal Credit Opportunity Act (ECOA) & Disparate Impact - Is the CFPB shifting its stance on disparate impact liability in lending? Hear the latest on the Trump administration\u2019s influence and evolving regulatory language. \u00b7        CFPB\u2019s Withdrawal of Guidance Documents- A look at the Bureau\u2019s move away from guidance towards formal rulemaking and the impact on regulated entities. \u00b7        Industry Feedback and Uncertainty - Lively discussion about compliance burdens, regulatory rescissions, and the ongoing uncertainty surrounding the CFPB\u2019s future funding and priorities. Meet Your Speakers from Ballard Spahr:   \u00b7        Alan Kaplinsky (Host & Moderator): Senior Counsel and Founder and former leader of Ballard Spahr\u2019s Consumer Financial Services Group  \u00b7        Rich Andreano, Jr.: Partner and head of the firm\u2019s Mortgage Banking Group  \u00b7        John Culhane, Jr.: Partner in the Consumer Financial Services Group  \u00b7        Kristen Larson: Of Counsel, Consumer Financial Services Group   \u00b7        Daniel Wilkinson: Associate, Consumer Financial Services Group   \u00b7        Rob Lieber: Associate, Consumer Financial Services Group   \u00b7        Aja Finger: Associate, Consumer Financial Services Group   Tune in as our expert panel breaks down the complexities, anticipated impacts, and the road ahead under the CFPB\u2019s ambitious agenda. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry. ","author_name":"Consumer Finance Monitor","author_url":"https:\/\/www.ballardspahr.com\/","html":"