{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"On the ladder with Own New- Buy a Home with Just a 3% Deposit? Here\u2019s How.","description":"\ud83c\udf99\ufe0f Buy a Home with Just a 3% Deposit? Here\u2019s How. It might sound too good to be true but with&amp;nbsp;Own New\u2019s Rate Reducer scheme, it\u2019s absolutely possible. In this episode of On The Ladder, host Sarah Tucker - founder of The Mortgage Mum and trusted expert featured on This Morning, BBC, and The Times \u2014 shares a real-life success story of a first-time buyer who bought their dream home with just a 3% deposit and lower monthly payments. \ud83d\udca1 In this episode, you\u2019ll learn:   What the Rate Reducer scheme is and how it works   How home builders contribute up to 5% to help with your deposit and interest rate   A real example: buying a new build in Glasgow with just 3% down   How to use the Rate Reducer calculator to see your potential savings   Why the early years of homeownership are key for financial stability   \ud83c\udf93 On The Ladder is your monthly, step-by-step guide for UK first-time buyers \u2014 no jargon, just real advice, practical tools, and empowering stories to help you move forward. \ud83d\udcc5 New episodes every month \u2013 Mondays at 10am \ud83d\udd14 Subscribe and follow to never miss an episode \ud83d\udcf2 Try the calculator: https:\/\/ownnew.co.uk \ud83d\udd17 More guidance: www.themortgagemum.co.uk \ud83d\udcf1 Follow us on social: Instagram: @the_mortgage_mum TikTok: @themortgagemum ","author_name":"The Mortgage Mum Podcast","author_url":"http:\/\/themortgagemumpodcast.libsyn.com\/website","html":"<iframe title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/39278360\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/cfb6b5\/\" height=\"90\" width=\"600\" scrolling=\"no\"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen><\/iframe>","thumbnail_url":"https:\/\/assets.libsyn.com\/secure\/content\/196208580"}