{"version":1,"type":"rich","provider_name":"Libsyn","provider_url":"https:\/\/www.libsyn.com","height":90,"width":600,"title":"Should "Coast FI" Be the *Real* Goal? (E123)","description":"Jesse sits down with Andy Hill\u2014personal finance educator, podcast host, and creator of Marriage, Kids, and Money\u2014for a candid conversation about building wealth while building a life you actually enjoy. Andy shares how a mix of financial discipline, intentional goal-setting, and family-centered values helped him and his wife pay off their mortgage by age 35 and achieve financial independence on their own terms. Together, they unpack why traditional FIRE goals often miss the human side of money, how to define \u201cenough,\u201d and why generosity and purpose are essential parts of financial freedom. Andy also opens up about the shift from chasing net worth to focusing on net happiness, revealing the moment he realized money was no longer the main goal\u2014but a tool for creating the life and impact he wanted most. Throughout, Jesse and Andy remind listeners that real wealth isn\u2019t about numbers\u2014it\u2019s about freedom, joy, and using money to live aligned with what truly matters. Key Takeaways:\u2022 Financial freedom isn\u2019t just about money\u2014it\u2019s about creating the life and relationships you truly want. \u2022 Family alignment around financial goals strengthens relationships and ensures everyone is moving in the same direction. \u2022 Andy\u2019s shift from \u201cnet worth\u201d to \u201cnet happiness\u201d redefined how he measures success and balance. \u2022 Andy emphasizes financial independence on your own terms, not a one-size-fits-all version of FIRE. \u2022 Clarity creates motivation\u2014when your goals align with personal meaning, saving and investing feel purposeful. \u2022 Sustainability matters more than intensity\u2014consistent, realistic habits lead to long-term financial wellness. Key Timestamps:(00:44) \u2013 The Value of Time in Financial Planning (05:16) \u2013 The Importance of Buying Back Your Time (08:31) \u2013 Interview with Andy Hill: Owning Your Time (14:33) \u2013 Exploring the Concept of Coast FIRE (18:51) \u2013 Dreaming of a Three-Day Work Week (22:18) \u2013 The Value of Relationships (25:05) \u2013 Practical Tips for Transitioning to a Three-Day Work Week (29:45) \u2013 Involving Kids in Financial Planning (34:27) \u2013 Diversifying Your Identity Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:Website: https:\/\/marriagekidsandmoney.com\/  LinkedIn: https:\/\/www.linkedin.com\/in\/andyhillmkm\/ Get your pre-copy of Andy's new book here:  https:\/\/amzn.to\/4phCgqF "Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind" by Andy Hill More of The Best Interest:Check out the Best Interest Blog at https:\/\/bestinterest.blog\/ Contact me at jesse@bestinterest.blog Consider working with me at https:\/\/bestinterest.blog\/work\/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation. ","author_name":"Personal Finance for Long-Term Investors","author_url":"https:\/\/bestinterest.blog","html":"